In-Home Furniture Layaway Policy
1. Eligibility and Initial Payment:
- Our layaway program is available for all in-home furniture purchases totaling $200 or more.
- To initiate a layaway plan, a minimum deposit of 30% of the total purchase price is required.
2. Payment Terms and Duration:
- Customers have up to 6 months to complete their layaway payments.
- Payments can be made weekly, bi-weekly, or monthly, depending on customer preference.
- The balance must be paid in full by the end of the 6-month period to secure delivery or pickup.
3. Refund and Cancellation Policy:
- All payments made toward the layaway balance are non-refundable.
- If the customer chooses to cancel the layaway or fails to complete the payments within the 6-month period, all payments made will be converted to in-store credit that can be applied toward future purchases.
4. Late or Missed Payments:
- There is no penalty for missed payments, but failure to complete payment within the 6-month period will result in automatic cancellation of the layaway.
- In the event of a cancellation due to non-payment, all payments made will be converted to in-store credit for future use.
5. Delivery and Pickup:
- Upon full payment, the item(s) will be scheduled for delivery or made available for pickup.
- Delivery scheduling may vary based on item availability and customer location.
6. Layaway Adjustments:
- Customers may adjust their layaway plan, including extending or modifying payment amounts, by contacting In-Home Furniture prior to the 6-month completion period.